π Security
2Basic Budgeting Tools
Provides users with built-in budgeting features that track spending categories, helping them manage their finances more easily.
- Goal
- π Table stakes
- Priority
Medium- Impact
- Effort
- Status
- Discovery
Biometric Login
Supports fingerprint or facial recognition for quick and secure access to the app, offering a convenient login method.
- Goal
- π Table stakes
- Priority
- Medium
- Impact
- Effort
- Status
- Discovery
π Reporting
3Personalized Financial Insights
Provides users with personalized spending trends, savings goals, and financial health tips, keeping them engaged and informed.
- Goal
- π Delight users
- Priority
- Medium
- Impact
- Effort
- Status
- Ready for delivery
Multi-factor authentication
Offers multi-factor authentication, advanced encryption, and real-time fraud monitoring to ensure large-scale businesses can trust the platform with their financial operations.
- Goal
- π€ Win large customers
- Priority
High- Impact
- Effort
- Status
- Delivery
Advanced Analytics Dashboard
Delivers real-time financial reporting and custom analytics for businesses, enabling them to make data-driven decisions with ease.
- Goal
- π Differentiate
- Priority
- Medium
- Impact
- Effort
- Status
- Delivery
π’ Enterprise
4Multi-Account Management
Allows businesses to manage multiple accounts, currencies, and subsidiaries under one umbrella with centralized control and oversight.
- Goal
- π€ Win large customers
- Priority
- High
- Impact
- Effort
- Status
- Delivery
Seamless Account Switching
Allows users to easily switch between personal and business accounts without logging out, making it faster to manage multiple finances.
- Goal
- π§ Remove friction
- Priority
- Medium
- Impact
- Effort
- Status
- Ready for delivery
Bulk Payment Processing
Facilitates large-scale payments like payroll, vendor payments, or bulk transfers in a single transaction, reducing administrative overhead.
- Goal
- π€ Win large customers
- Priority
Highest- Impact
- Effort
- Status
- Parking lot
Virtual Cards for Online Payments
Generates temporary virtual cards for online shopping, providing an added layer of security and ease of use for users who shop frequently.
- Goal
- π Delight users
- Priority
- Medium
- Impact
- Effort
- Status
- Parking lot
π©βπΌ Consumer
7Mobile Check Deposit
Lets users deposit checks by simply taking a photo, providing a basic yet essential feature for any modern banking app.
- Goal
- π Table stakes
- Priority
- Medium
- Impact
- Effort
- Status
- Delivery
Integrated Crypto Wallets
Supports popular cryptocurrencies alongside traditional accounts, offering users a one-stop solution for both fiat and digital currencies.
- Goal
- π Differentiate
- Priority
- Medium
- Impact
- Effort
- Status
- Ready for delivery
Customizable Notifications
Gives users control over the notifications they receive, from daily balances to transaction alerts, creating a more tailored experience.
- Goal
- π Differentiate
- Priority
- High
- Impact
- Effort
- Status
- Delivery
Instant Currency Conversion
Enables real-time currency conversion with competitive rates for global users, simplifying international transactions without hidden fees.
- Goal
- π Differentiate
- Priority
- Medium
- Impact
- Effort
- Status
- Delivery
Instant Transfers Between Accounts
Enables immediate transfers between accounts within the bank, ensuring users can move their money efficiently without delays.
- Goal
- π Table stakes
- Priority
- Medium
- Impact
- Effort
- Status
- Delivery
Automated Bill Splitting
Simplifies splitting bills with friends or family, enabling users to request and send money directly through the app.
- Goal
- π§ Remove friction
- Priority
- Medium
- Impact
- Effort
- Status
- Ready for delivery
Savings Boosters
Offers automatic savings tools such as round-up transactions or auto-transfers to savings accounts, making it effortless for users to grow their funds.
- Goal
- π Delight users
- Priority
- Medium
- Impact
- Effort
- Status
- Parking lot